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Nowadays a person's quality of life is greatly measured by their credit score! If you wreck your credit score and never correct it, there is a strong likelihood that you will not have an easy life. Everything you want or need becomes more difficult to purchase. The cost s seem too severe or difficult to manage. Good credit makes life simpler and goods are cheaper & readily available. Lenders seek TIMELY repayment. They do not mind the extra fees for late payment, but really what they want are timely payments. Most lenders are open to working with those who have defaulted, as long as they stick to a mutually agreed-upon payment plan. For a free guide write to: https://www.werepairanycredit.